Landlords Insurance Online :: News
SHARE

Share this news item!

Rising Specialist Fees: Implications for Private Health Insurance Policyholders

Understanding the Impact of Increased Specialist Charges on Healthcare Costs

Rising Specialist Fees: Implications for Private Health Insurance Policyholders?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Private Healthcare Australia has released a report highlighting a 22% increase in specialist fees for in-hospital care over the past three years, resulting in higher out-of-pocket expenses for patients.
The median hospital out-of-pocket cost is now $270.

The report also found that more than half of the surveyed patients received medical bills larger than expected, with some delaying or canceling necessary care due to costs. Rachel David, CEO of Private Healthcare Australia, emphasized the need for greater consumer protections and more assistance for GPs to help patients find specialists with competitive fees.

In response, the Australian Medical Association (AMA) has called for urgent reforms in the private health insurance sector to address these rising costs and ensure patients receive value for their premiums.

Published:Friday, 3rd Apr 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Insurance News

Australian Insurers Navigate AI Disruption Fears
Australian Insurers Navigate AI Disruption Fears
05 Apr 2026: Paige Estritori
In recent weeks, Australia's leading insurance companies, including Insurance Australia Group (IAG), Suncorp (SUN), and QBE Insurance (QBE), have experienced notable declines in their share prices. This downturn is largely attributed to growing investor concerns about the potential disruptive impact of artificial intelligence (AI) on the traditional insurance business model. - read more
Rising Premiums Challenge Australian Insurers in 2026
Rising Premiums Challenge Australian Insurers in 2026
05 Apr 2026: Paige Estritori
In 2026, Australian insurers are grappling with significant challenges as premium affordability becomes a pressing concern. A recent survey by Gallagher Bassett highlights that 70% of insurers have reported increased claim costs and frequencies over the past year. This surge is largely attributed to escalating climate-related losses and inflationary pressures affecting materials and labour costs. - read more
AI-Driven Cyber Insurance Now Available for Australian SMEs
AI-Driven Cyber Insurance Now Available for Australian SMEs
05 Apr 2026: Paige Estritori
In a significant development for Australian small and medium-sized enterprises (SMEs), Zurich has partnered with US-based cyber insurance specialist Cowbell to introduce an AI-driven cyber insurance product tailored for businesses with annual turnovers up to $100 million. This collaboration marks a pivotal step in enhancing cyber resilience among Australian SMEs. - read more
AFCA Rules in Favor of Restaurant in Arson Insurance Dispute
AFCA Rules in Favor of Restaurant in Arson Insurance Dispute
05 Apr 2026: Paige Estritori
In a landmark decision, the Australian Financial Complaints Authority (AFCA) has directed an insurer to honor an arson-related claim for a restaurant, despite the non-disclosure of the director's criminal history during the policy's inception. This ruling underscores the complexities surrounding disclosure obligations and the interpretation of policy terms. - read more
NSW Productivity Commissioner Calls for Ban on Strata Manager Commissions
NSW Productivity Commissioner Calls for Ban on Strata Manager Commissions
05 Apr 2026: Paige Estritori
The New South Wales Productivity Commissioner, Peter Achterstraat, has recommended the prohibition of commissions received by strata managers for securing insurance and other contracts. This move aims to enhance transparency and protect the interests of apartment owners, especially as strata living becomes increasingly prevalent in Sydney. - read more


Landlords Insurance Articles

What are the common exclusions in landlord insurance policies?
What are the common exclusions in landlord insurance policies?
Landlord insurance is a specialized type of coverage designed to protect property owners who rent out their residential or commercial properties. This insurance typically provides financial support in the event of damage to the property, loss of rental income, and liability claims from tenants or visitors. Essentially, it helps ensure that landlords are safeguarded against potential risks and unexpected financial burdens. - read more
Understanding Landlord Insurance: Does It Cover Tenant Damage?
Understanding Landlord Insurance: Does It Cover Tenant Damage?
Landlord insurance is a specialized type of insurance designed to protect property owners who rent out their properties. It covers a range of risks that landlords face, including damage to the property, loss of rental income, and liability for injuries that may occur on the premises. - read more
Is Landlord Insurance Mandatory in Australia? What Every Landlord Should Know
Is Landlord Insurance Mandatory in Australia? What Every Landlord Should Know
Landlord insurance is a specialized type of insurance designed to protect property owners who rent out their properties. While standard home insurance covers owner-occupied homes, landlord insurance provides additional coverage for risks associated with tenants. This includes protection against damages to the property, loss of rental income, and liability claims arising from tenant-related incidents. - read more
Understanding the Key Factors That Influence Landlord Insurance Premiums in Australia
Understanding the Key Factors That Influence Landlord Insurance Premiums in Australia
Landlord insurance is a specialized type of insurance designed to protect property owners who lease their homes or units to tenants. Unlike standard home insurance, which primarily covers owner-occupied properties, landlord insurance includes coverage tailored for the risks associated with rental properties. - read more
The Key Differences Between Landlord and Homeowners Insurance
The Key Differences Between Landlord and Homeowners Insurance
As a property investor, understanding the different types of insurance available is crucial. Whether you're a seasoned landlord or just starting, having the right coverage can safeguard your investment and provide peace of mind. With various options out there, knowing which insurance policies to choose can make all the difference in protecting your assets. - read more

Knowledgebase
Exclusion:
Specific conditions or circumstances for which the insurance policy does not provide coverage.